Tuesday, January 22, 2013

Online Financial Security



All of us want to be secure especially when it comes to finances. Proper management of our finances can help us have some form of security in case of unplanned events and emergencies. Due to the advanced technology at present like the internet, we are becoming less and less secure from total strangers who may gain access to our personal and confidential information with the use of their tech savvy and scheming ways. More incidents of identity theft and fraud are being reported. The rising number of cases is alarming and serves as a warning to us to be more careful and vigilant.

There are a lot of consequences of identity fraud but losing our money may be the most common and usual effect. Identity thieves use our identities to their advantage, paying their bills and purchases, loans, insurance and other things with our hard-earned money while we are totally unaware of what is happening. We lose money without even knowing. This is one of the biggest problems with identity fraud, our oblivion of what is happening due to the absence of any warning or alarm.

To ensure that we do not become one of the victims, it is best if we avail of an identity fraud protection services that will help us in monitoring our finances through keeping an eye out for any suspicious activity and reporting it immediately. Early detection same as prevention is the key to stopping identity fraud. Investing in identity protection will ensure your hard-earned money is safe. You can never be too safe and nipping identity fraud in the bud is the key to preventing all its terrible effects. 

Thursday, January 17, 2013

How to Prevent Identity Fraud as a Growing Menace


Countless individuals have fallen victims to identity theft resulting in financial and legal woes. It is more widespread than most people believe. As our technology becomes more advanced with a shift from paper-based to paperless transactions, these crooks have more access to our personal and confidential information which they can take advantage of.

Identity fraud is basically the act of using the identity of another person to obtain loans, credits and enter into various unauthorized transactions ranging from renting an apartment to obtaining a job. These thieves can also steal money from your existing accounts. Aside from your finances, you might also be held legally liable as they use your identity in making all kinds of illegal transactions and crimes. You would also incur a lot of hassle in trying to get your state of affairs back to normal from the disruption caused by the identity thief. The bottom line is they gain, you lose.

Because of all these harsh effects of identity theft, it would be wise to invest in identity protection measures to prevent it from happening to you. Getting a reliable identity theft protection would not only prevent identity thieves from hacking and getting access to your personal information, it can also detect suspicious activities giving you an early warning in case of any unauthorized transactions. In addition, they also have a restoration function wherein they re-establish your pre-theft status. You need a great ally when facing a formidable enemy so you might as well avail of identity theft protection services from ID Smarter. 

Monday, January 14, 2013

Protect Yourself from Identity Theft with ID Smarter


As the use of the Internet continues to rule our daily lives, the threat of identity theft is also increasing. In fact, it can now be considered as the fastest growing crime in the US and other Western nations. The casualties are now reaching almost 10 million every year in the US alone, as reported by the Federal Trade Commission. Other important statistics that you have to know about identity theft includes:

  • 1 identity is stolen every 4 seconds in America
  • 1 in 8 Americans fall victims to identity theft
  • Victims spend roughly 600-700 hours in an attempt to restore their good standing
  • A stolen identity can cost $8000-$9000 in average, excluding attorney’s fees
  • The average time that victims can notice that their identity has been stolen is 12 months
  • Perpetrators of this kind of crime has become very organized that they may choose not to use the stolen information until later years

These facts are so alarming that you must start guarding yourself with an identity theft protection program at this very minute. If you are not familiar how an identity fraud protection works, you can take a look at the identity protection program. They have online software in place to protect you against possible fraud even before it is committed. It monitors any suspicious activity and the changes in the risk level while instantly informing you of such changes. It will also report identity vulnerabilities and send you reminders how to keep your identity better protected.

There are many other ways to strengthen your guard against identity fraud, find them all at ID Smarter Identity Protection Program.