Don’t Be Fooled by Convenience, Protect Your Identity All the Time

Online shopping provided us with maximum convenience as we can do it virtually anywhere. By simply entering credit card information, the items that we want can be easily delivered to the doorstep.

Indeed, everything seems to happen in just a split of a second these days. You click on a pair of shoes today, and you can be wearing it tomorrow. How sleek is that? But the ease of doing transactions online also paved the way for high tech crimes. Reports show that identity theft and other related crimes continue to increase each year, in the US alone.

So with these advancements of technologies, you also have to upgrade the protection of your identity and reputation online. You can hire the services of an identity theft protection provider as early as now to avoid regrets later. You need to be meticulous though, because you will be entrusting all your information to them.

This is more crucial when you have investments online; it should be well-guarded by a reliable identity fraud protection service. This will ensure the safety of your hard earned money and you will be quickly alerted if there are imminent problems in the future. Although identity protection may seem costly, it can actually save you tons of money in the long run, not to mention the peace of mind that it can offer.

Guaranteeing that you are safe from identity fraud is only one of the many benefits from hiring a reliable provider. In addition, your free credit score will be saved from thieves and will be well preserved. With the proper monitoring and documentation of the activities in your account, you will be provided with the proper identity fraud detection that you need. 

Learn the Ropes to Get Free Credit Reports the Right and Safe Way

All these times, you've been hearing about the importance of a free credit score in battling the crime of ID theft and in reinforcing your identity protection efforts. But the crucial questions are – Do you have a clear understanding of what a credit report really is? Are you well informed of the do’s and don’ts of requesting for one?

If you are not a 100% certain, then be sure to go over the following details:

What should a credit report include?

It should cover vital information which are as follows: your place of residence; your mode of bill payment; possible cases where you may have been sued; and your bankruptcy claims if there are. 

How should you go about in ordering your free report?

You may use the official website, the toll-free phone number, or the mailing address of nationwide credit reporting companies such as Experian, Equifax, and TransUnion. 

What should you be warned about?

Legally speaking, there is only one official website that is authorized to fill orders for free annual credit reports. And that is the annualcreditreport.com. Other sources may be fraudulent in nature.

What data should you provide to get the free credit report?

You are mandated to provide your name, date of birth, Social Security number, and address. In the case where you have moved in the past two years, you may need to give your previous address. 

Why do you need to have a copy of your credit report?

A copy would help you ensure that the information on the report is complete, accurate, and recent. And, such copy would also aid you in protecting yourself against ID fraud. 

Speaking of ID theft, another smart move would be to take advantage of an identity fraud protection service. With experienced and knowledgeable experts, a trustworthy identity fraud detection program should come handy.