Monday, November 19, 2012

Ways to Maximize Identity Theft Protection


Since employers receive a lot of online communication from their employees, it is just a practical business practice to have their backgrounds checked. Other than that, they also have to be trained not to be lenient about their own data and accounts while at work to minimize their vulnerability towards identity theft. They may not have been aware of it, but big chances are when one of their company email accounts falls on the wrong hands, the whole company can be in peril too. In fact, even if they maintain protective measures for their various accounts to ensure the safety of both their personal and company emails, hackers can still break through their system and that of the company, as well. Hence, if you are an employer who wants to strengthen your employees’ and that of your business’ online presence, you should make the necessary steps in securing the identity theft protection of every personnel. Having a back-up plan even when the problem have not happened yet falls under risk management and must be implemented even with SMEs. Remember, prevention is so much better than cure and how much more when it comes to protecting your data and trade secrets.

As for individuals, credit card transactions whether done in behalf of the company or as a personal purchase can be easily hacked too. We all have heard the horror of others when they discovered that someone has used their credit card accounts without them knowing to the tune of thousands of dollars. So how to add more security measures to these very real online threats? What are the ways to ensure that your identity will not be stolen despite the proliferation of various technologies that hackers easily abuse? Good thing, there are now numerous types of software that aims to counter these vulnerabilities and makes identity protection stronger.
One such effective solution is a kind of software that is called IDSmarter that provide tools and applications which will proactively manage the health of your identity. The following are its main features that companies and individuals can take advantage of.

Protection
IDSmarter gives you the tools to proactively defend your identity against:
  • Computer Viruses
  • Hackers
  • Spyware
  • Malware
Detection
IDSmarter helps halt fraud before real damage is done by detecting:
  • Suspicious acitivity
  • Changes in risk level
  • Identity vulnerabilities
  • Fraud

Restoration
IDSmarter members are appointed an ICFE Certified Restoration Specialist to help:
  • Restore your credit to pre-theft status
  • Reimburse you for any out-of-pocket expenses
Another key feature of ID Smarter that helps its users maximize identity fraud protection is the Identity Risk Score. It is a score ranging from 1-999 which is generated statistically and describes your overall risk to identity theft. This identity score will optimize your identity protection by leveraging the same monitoring technology utilized by large corporations involved in financial services, telecommunications, retail and many other industries. Aside from the ID Score, a qualitative assessment such as Low, Moderate and high will also be given to you so that you will better understand the level of risk associate with your score.




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